For more information and to opt out of cookies, visit the cookie section of our Privacy Code. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions. Plus, you have the flexibility to access your funds at any time. Your account must be open and in good standing on the day the additional Points are credited. Start saving at your convenience . Deposit products are offered in the U.S. by HSBC Bank USA, N.A. If you qualify as an Active Trader, you will receive the Active Trader Rates in any of the Personal Accounts or Non-Personal Accounts from April 4, 2020 to May 3, 2020. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable. Only Canadian residents, who are over 18 years of age and have a valid Social Insurance Number, can make contributions to a TFSA. Contributions to Tax-Free Savings Accounts (TFSAs) are limited annually. ‡Promotion will apply a discount to the FX conversion charges when converting Indian Rupees to or from either CAD or USD. Generally, the maximum contribution room for a year is equal to the total of unused contribution room from the previous year, distributions made in the previous year and the TSFA dollar limit for the year. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. The incremental Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. Offers available online or in-Branch. The age of majority is 19 for residents of Newfoundland & Labrador, New Brunswick, Nova Scotia, British Columbia, Northwest Territories, Yukon and Nunavut, which may delay the opening of a TFSA. Active Trader Rates are disclosed in our Commissions Schedule. ^ Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. Updates on COVID-19: Learn more about COVID-19. Just apply online and your CD interest compounds daily. Consult your HSBC branch regarding any eligibility &/or restrictions with setting up an automatic renewal option on your term deposit(s). The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below. The additional Points will be awarded on the day which is 180 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. We will issue a one-time rebate equal to the annual fee charged to your HSBC Premier World Elite Mastercard account for the Primary Cardholder in the first year less any other rebate of the annual fee you receive. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020 and is not available for other types of HSBC credit cards. The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. Lock in an HSBC Direct CD rate today by applying for our 6, 12, or 24-month CD. You can take advantage of quick and easy account opening any time. visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF) Savings, Registered Retirement Income Fund (RRIF) Fixed Rate, Students and Student Direct Stream program, Up to $6,000 per year (previous annual limits were $6,000 CAD for 2019, $5,000 CAD for 2009 to 2012, $5,500 CAD for 2013 to 2014, $10,000 CAD for 2015 and $5,500 CAD for 2016 to 2018), plus, Any unused contribution room from previous years, plus, The amount of any withdrawals made in previous years, Prefer a guaranteed return over a 1-year period, Want the flexibility of being able to redeem your investment prior to maturity, Prefer a secure, tax-free fixed-term investment with guaranteed interest, Want your money to grow faster than in a regular savings account, Want the flexibility to access your money at any time. This offer applies to approved new and upgraded HSBC Premier World Elite Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020. This website uses cookies to establish a secured connection and to present you with targeted advertising. Your account must be open and in good standing on the day the additional Points are credited. Benefits range from fixed daily interest rates3, to easy online management and more. Transfer your balance or a portion of your balance to your other HSBC deposit accounts during the grace period.6, Add money to your maturing CD during the grace period to renew into a CD of the same term at the interest rate and APY in effect at maturity.6. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions. Only one new account per customer is eligible for these offers. Minimum $500 investment. This rebate will appear as a credit against the annual fee within two statement periods of account opening. For short- or long-term savings, get a great rate and earn tax-free interest. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved. Fund your account with New Money2, using a transfer from your other bank. 5 HSBC Global Asset Management (Canada) Limited is the manager and primary investment advisor for the HSBC Mutual Funds. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. Whether you're at home, in the office or on the go, manage your money conveniently and securely from anywhere. We’ve made it safe, secure, and easier than ever to donate and wear a Poppy. A Qualifying Trade can be any of the following: (i) online equity, ETF or option orders traded on a North American exchange, (ii) online equity trades on an International exchange except Hong Kong, (iii) any telephone equity trades, ETF  or option orders on a North American or International exchange. 4 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. Only one new or upgraded account per customer is eligible for these offers. Start earning interest today. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. 6a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account. As soon as you do not qualify, we will charge you the regular trading rates until you qualify again. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. For more information and to opt out of cookies, visit the cookie section of our Privacy Code. Offers end January 10, 2021. If you are a resident of Quebec, you can receive 25,000 Points if you keep your new account open for 180 days from opening. If you are a resident of Canada other than the province of Quebec, you can receive 20,000 Points if you make eligible purchases in the aggregate amount of $2,000 or more within 180 days of opening your account. Enjoy fixed interest rates and easy online account management through your Personal Internet Banking. 1 HSBC Direct CD is an “online only” product, which requires use of automated telephone banking, eStatements, and Personal Internet Banking. Beware of COVID-19 fraud Learn more about HSBC Mortgages, Today's rates View today's mortgage rates, Open online about HSBC Newcomers Program, visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF) Savings, Registered Retirement Income Fund (RRIF) Fixed Rate, Students and Student Direct Stream program, HSBC Plus Rewards Program Terms and Conditions, HSBC High Ratio Mortgage Rate Offer Terms and Conditions, HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Condition.

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